Many families can qualify for CHIP even if one or both parents work. Sometimes CHIP premiums (a monthly payment) are less than what you would pay for insurance through your employer. It’s always best to compare plan options. The qualifications are based upon: the number of people in your household, your gross income and the age of your child/children. The cost of CHIP changes depending on your income, the number of people in your family, and the age (s) of your child/children. For many families CHIP insurance and copayments are free.
